There are a number of different benefits we can add to your group plan. These benefits can be tailored and designed for your needs. Dental benefits may include:
Diagnostic and Preventative: this level of service includes examinations, cleaning and X-rays.
Minor restorative: scaling, fillings, extractions, periodontics (gum disease) and endodontics (root canal) may be required.
Major Restorative: crowns, inlays, bridges and dentures.
Orthodontics: braces are used to align teeth. Most plans only cover dependants under the age of 19 for this benefit. Adult orthodontia coverage is uncommon.
Benefit schedule: minor restorative, major restorative and orthodontic benefits often have a coinsurance to reduce cost and share the responsibility of dental health.
Major restorative claims are often reimbursed at 50%-80% up to an annual maximum of $1500 - $3000.
Orthodontic claims are often reimbursed at 50% up to a lifetime maximum of $1500 - $3000.
Ament Benefits, Inc. 2006 All rights reserved. Ament Benefits, Inc. 5229 W. 161st Street, Overland Park, KS 66085
