Ament Benefits, Inc. (913) 685-2100

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Group Life & Disability Plans

There are a number of different benefits we can add to your group plan. These benefits can be tailored and designed for your needs. Group Life & Disability plans may include:


Group Life Insurance

  • May be a flat dollar amount (i.e., $35,000) or multiples of salary (i.e.,1x salary).
  • We also offer optional life online quotations for individual coverage.
  • Dependant Group Life:
    Flat dollar amount (i.e., $10,000 spouse, $5,000 per child)

Short and Long Term Disability 

  • This is income replacement while off work due to accident or injury.
  • There are various level of income replacement (i.e., 60%, 66%, 85%, graded formula).
  • Different benefit periods (pay for 5 years, 10 years, to age 65). There are different definitions of disability. (any occupation, 2 year own occupation, 5 year own occupation, 10 year own occupation, own occupation to age 65).
  • One can also include a number of options:
    partial disability
    rehabilitation benefit
    inflation benefit, etc.
  • Qualifying period* (30,45,60,90, or 180 days)
  • Maximum benefit amount* ($2,000 or $5,000)

*Not all benefit durations, qualifying periods, and benefit amounts are available to all industries.

Employee Choice    

  • Coverage amount in units of $100, from a minimum of $500 to the maximum amount selected by the employer.  (Maximum coverage selected typically does not exceed 60% of covered monthly earnings.)

Call us at 913-685-2100, for a quote today.

 

 

 


Ament Benefits, Inc.  2006  All rights reserved.     Ament Benefits, Inc.,  7111 W. 151st Street, #129, Overland Park, KS 66223