There are a number of different benefits we can add to your group plan. These benefits can be tailored and designed for your needs. Group Life & Disability plans may include:
Group Life Insurance
May be a flat dollar amount (i.e., $35,000) or multiples of salary (i.e.,1x salary).
We also offer optional life online quotations for individual coverage.
Dependant Group Life: Flat dollar amount (i.e., $10,000 spouse, $5,000 per child)
Short and Long Term Disability
This is income replacement while off work due to accident or injury.
There are various level of income replacement (i.e., 60%, 66%, 85%, graded formula).
Different benefit periods (pay for 5 years, 10 years, to age 65). There are different definitions of disability. (any occupation, 2 year own occupation, 5 year own occupation, 10 year own occupation, own occupation to age 65).
One can also include a number of options: partial disability rehabilitation benefit inflation benefit, etc.
Qualifying period* (30,45,60,90, or 180 days)
Maximum benefit amount* ($2,000 or $5,000)
*Not all benefit durations, qualifying periods, and benefit amounts are available to all industries.
Coverage amount in units of $100, from a minimum of $500 to the maximum amount selected by the employer. (Maximum coverage selected typically does not exceed 60% of covered monthly earnings.)
Call us at 913-685-2100, for a quote today.
Ament Benefits, Inc. 2006 All rights reserved. Ament Benefits, Inc., 7111 W. 151st Street, #129, Overland Park, KS 66223