Ament Benefits, Inc. (913) 685-2100

There are a number of different benefits we can add to your group plan. These benefits can be tailored and designed for your needs. Group Life & Disability plans may include:

Group Life Insurance

• May be a flat dollar amount (i.e., $35,000) or multiples of salary (i.e.,1x salary).
• We also offer optional life online quotations for individual coverage.
• Dependant Group Life:
  Flat dollar amount (i.e., $10,000 spouse, $5,000 per child)

Short and Long Term Disability 

• This is income replacement while off work due to accident or injury.
• There are various level of income replacement (i.e., 60%, 66%, 85%, graded formula).
• Different benefit periods (pay for 5 years, 10 years, to age 65). There are different definitions of disability. (any occupation, 2 year own occupation, 5 year own occupation, 10 year own occupation, own occupation to age 65).
• One can also include a number of options:
  partial disability
  rehabilitation benefit
  inflation benefit, etc.
• Qualifying period* (30,45,60,90, or 180 days)
• Maximum benefit amount* ($2,000 or $5,000)

*Not all benefit durations, qualifying periods, and benefit amounts are available to all industries.

Employee Choice    

• Coverage amount in units of $100, from a minimum of $500 to the maximum amount selected by the employer.  (Maximum coverage selected typically does not exceed 60% of covered monthly earnings.)

Call us at 913-685-2100, for a quote today.